Commercial general liability typically provides coverage in case an injury or damage takes place on a business' property or while a business is operating. For instance, a customer could slip on the floor of your property, or an employee working at someone's home can slip and cause damage.
Employment Practices Liability Insurance typically covers companies from claims by employees alleging such wrongful acts as discrimination, wrongful termination, sexual harassment, and other employment-related issues.
Workers' compensation provides monetary and medical benefits to workers who get injured or disabled during the course of employment. Typically, if an injured employee accepts worker's compensation, they cannot sue the employer.
Garage keeps liability insurance is coverage that commonly protects a customer's vehicle from getting damaged while in a policyholder's custody or care. Damage can happen when a car is getting repaired, washed, towed, parked, and stored.
Garage liability insurance generally covers property damage and bodily injury from garage operations. Examples can include customers being injured while on business grounds, and an employee's theft or vandalism to a customer's car.
Selecting the right types and levels of coverage for your business helps protect what you've worked hard to build.
Once we receive your quote request, we'll give you a call to review your information and suggest any additional coverage you may want to consider based on your business details.
Something many businesses don't know is that commercial insurance carriers have preferences for which types of businesses they insure.
The problem for most business owners is that they don't know which carrier is the best fit for their business, leading to high premiums or declined applications for coverage .
The 321 LaunchPad is connected to the largest network of commercial insurers available anywhere. We match your business with a qualified insurer so you get the right coverage for a fair price.