A commercial fleet insurance policy is for trucking companies that have a certain number of trucks. The exact number can vary, but examples can be a business having 5 or 10 trucks. This type of insurance can cover liability risks for all of a company's vehicles together, even if they are used for different tasks.
Physical damage insurance can protect your trucks in case of a collision on the road, thefts, or towing expenses. However, it does not typically cover cargo damages or items that are not permanently attached to the truck's trailer.
Motor truck cargo insurance typically covers the freight or cargo that gets damaged or lost due to factors such as a collision or fire. If the cargo gets dumped on a highway, for instance, the cost lost on not delivering the load, and legal expenses can be covered.
Selecting the right types and levels of coverage for your business helps protect what you've worked hard to build.
Once we receive your quote request, we'll give you a call to review your information and suggest any additional coverage you may want to consider based on your business details.
Something many businesses don't know is that commercial insurance carriers have preferences for which types of businesses they insure.
The problem for most business owners is that they don't know which carrier is the best fit for their business, leading to high premiums or declined applications for coverage .
The 321 LaunchPad is connected to the largest network of commercial insurers available anywhere. We match your business with a qualified insurer so you get the right coverage for a fair price.