Habitational & Lessor's Risk Insurance

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Habitational & Lessor's Risk Insurance Coverage

Habitational insurance, sometimes also called "lessor's risk insurance," covers owners of properties leased for commercial purposes against losses or damages related to injuries on the property or some tyes of property damage not covered by a tenant policy. This may include costs related to legal defense even if the owner or landlord is found not liable.

What Types of Businesses Should Consider Habitational Insurance (LRO) Insurance?

LRO insurance is often purchased by owners of retail spaces, office buildings, and warehouses, often referred to as "lessors" or "landlords."

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