Plumbers and HVAC technicians get their hands dirty so that homeowners can enjoy life’s modern conveniences. Whether you specialize in residential or commercial HVAC or plumbing systems, it’s important to have the right insurance in place to protect your business.
When searching for plumbing or HVAC business coverage, it’s important to work with a knowledgeable professional that will take the time to understand your needs. Using our LaunchPad quote system allows you to shop insurance rates from multiple carriers simultaneously so that you can find complete and flexible coverage at a price that fits your budget.
Builder's risk insurance is a special type of property insurance protects a builder or owner against damage that occurs to new or existing buildings that are under construction.
Commercial general liability typically provides coverage in case an injury or damage takes place on a business' property or while a business is operating. For instance, a customer could slip on the floor of your property, or an employee working at someone's home can slip and cause damage.
Tools and equipment insurance is a type of inland marin insurance that provides coverage if essential and expensive tools get destroyed or stolen. You can add this as a supplement to your insurance policy to typically cover heavy and rare equipment that can be difficult to replace and find.
Your individual coverage needs will vary depending on factors like where your business is located, where you operate, how many employees you have, and so on. This will also help determine your costs. That said, there are some common types of commercial insurance coverage that will apply to most plumbing and HVAC businesses, including:
You may need additional types of coverage to ensure that your insurance plan is truly comprehensive. So fill out our quote request form today and let us get you on your way to a free quote and consultation. We’ll make it easy for you to get the plumbing or HVAC policy you need at a price you can afford.
Something many businesses don't know is that commercial insurance carriers have preferences for which types of businesses they insure.
The problem for most business owners is that they don't know which carrier is the best fit for their business, leading to high premiums or declined applications for coverage .
The 321 LaunchPad is connected to the largest network of commercial insurers available anywhere. We match your business with a qualified insurer so you get the right coverage for a fair price.