Workers' compensation provides monetary and medical benefits to workers who get injured or disabled during the course of employment. Typically, if an injured employee accepts worker’s compensation, they cannot sue the employer.
Workers' compensation policies vary by state. However, the goal of workers' compensation is the same across all states: to protect employees who become injured while working or contract an occupational disease/illness. Workers' compensation premiums are influenced by employee payroll and the business type/risk being covered.
Something many businesses don't know is that commercial insurance carriers have preferences for which types of businesses they insure.
The problem for most business owners is that they don't know which carrier is the best fit for their business, leading to high premiums or declined applications for coverage .
The 321 LaunchPad is connected to the largest network of commercial insurers available anywhere. We match your business with a qualified insurer so you get the right coverage for a fair price.