Commercial Construction Insurance

High-cost projects equal high liability — keep your business protected

Commercial Construction Insurance

Commercial construction projects come with tight timelines and big price tags for the structures, materials, and equipment. They’re high-risk not only in the sense that a person may sustain a physical injury but also because of the wide range of commercial exposures faced by construction businesses from accidental structural damage to contractual issues.

To keep your company protected and your jobs running smoothly, it’s necessary to have the right insurance policy in place. It’s important to discuss your policy needs with a qualified professional who can help you manage your coverage from project to project and advise you on how to implement the best risk management practices. We connect you to some of the industry’s top insurance providers that can get you the coverage you need within your budget.

Builder’s risk insurance and other coverages

One of the most important types of coverage for a commercial construction business is builder’s risk insurance. Sometimes referred to as “course of construction” coverage and often overlapping with inland marine coverage, builder’s risk grants financial security in the event of damage to a property under construction. It can also cover your business against losses of or damage to materials being used during construction. What exact situations your builder’s risk policy covers may depend on your selected carrier.

Other coverages that make up a commercial construction insurance plan may include general commercial liability, worker’s compensation, commercial auto insurance, equipment breakdown insurance, professional liability, and possibly more.

To explore your options or to get started on building your policy today, complete the quote request form. You’ll receive a free consultation and get matched with a carrier that understands the commercial construction industry and can help you safeguard your business.

The Launchpad Quote System


321 LaunchPad is changing how businesses discover and qualify insurers, connecting thousands of businesses to one of hundreds of agents & carriers


Our entire business was built to save time and reduce uncertainty in the commercial insurance application process


Our commercial insurance specialists educate customers on coverage options that are a proven fit for the business
insurance321 launchpad quote system

Something many businesses don't know is that commercial insurance carriers have preferences for which types of businesses they insure.

The problem for most business owners is that they don't know which carrier is the best fit for their business, leading to high premiums or declined applications for coverage .

The 321 LaunchPad is connected to the largest network of commercial insurers available anywhere. We match your business with a qualified insurer so you get the right coverage for a fair price.

Submit a quote request and we'll get in touch, or give us a call at:
(234) 230-6321