Tractor & Farm Equipment Insurance

Tractor & Farm Equipment Insurance

Tractors, combines, and other agricultural equipment are essential for farmers to work and maximize production. No matter how well that equipment is maintained, issues will eventually arise, which is why it’s critical to have the protection of a comprehensive farm equipment insurance policy. Agribusinesses shopping for a farm equipment policy should discuss policy details with a qualified professional that can guide them toward the appropriate coverage. If you’re in the market for coverage, we can help match you with the right provider so you can find an insurance plan that fits both your needs and your budget. Request a rate comparison using the LaunchPad quote engine, and an agent will call to advise you on your options for free.

What does farm equipment insurance cover?

Farm equipment insurance can protect farmers and ranchers against financial loss related to accidents, weather damage, or theft. This is usually done in one of two ways:

• Blanket Coverage is designed to protect all farm equipment under one total coverage limit
• Alternatively, Scheduled Coverage is meant to allow you to select individual pieces of equipment for coverage with separate limits

The types of machinery and equipment that are commonly covered under a farm equipment policy include:

• Tractors
• Combines
• Tillers
• Harvesters
• Skid-steer loaders
• Planters
• Bailers
• Sprayers
• Irrigation equipment
• Standard farm tools
• And more

Additional steps can be taken to expand coverage to include things like rented equipment. To fully explore your options and get answers to questions you may have, fill out our quote request form today. Our service team will set you up with a free consultation to start building a policy for your farm or ranch.