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Trucking: Downtime Insurance Coverage

Downtime insurance can offer financial coverage for periods of time when a commercial truck isn’t actively on the road with cargo. If a truck driver experiences an accident and needs to wait for repairs, they can submit a claim to possibly gain compensation for time and money lost while they’re out of commission. If you’re a truck driver or operate a commercial trucking business, get a free insurance rate comparison using our LaunchPad quote tool. You’ll be able to view rates across multiple trusted carriers to ensure you get the coverage you need at the lowest available premiums.

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How to get commercial trucking downtime insurance

Downtime coverage can usually get added to business interruption insurance for trucking companies. Business income interruption can be purchased as stand-alone coverage or may come bundled in a business owners policy.

The Launchpad Quote System

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321 LaunchPad is changing how businesses discover and qualify insurers, connecting thousands of businesses to one of hundreds of agents & carriers

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Our entire business was built to save time and reduce uncertainty in the commercial insurance application process

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Our commercial insurance specialists educate customers on coverage options that are a proven fit for the business
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Something many businesses don't know is that commercial insurance carriers have preferences for which types of businesses they insure.

The problem for most business owners is that they don't know which carrier is the best fit for their business, leading to high premiums or declined applications for coverage .

The 321 LaunchPad is connected to the largest network of commercial insurers available anywhere. We match your business with a qualified insurer so you get the right coverage for a fair price.