Running a landscaping business can mean getting to spend your days in the sun on a schedule you set while also providing the valuable service of helping your clients maintain and improve their homes. But many lawn care companies can only count on steady work for part of the year, which means they need to make money and save money where they can.
Having the right insurance policy in place can protect you, your equipment, and any employees you may have. That means you’re financially covered if you happen to make a mistake, experience an injury, or have a misunderstanding with a client. Properly written coverage can be a difference-maker to ensure you have a successful working season.
Builder's risk insurance is a special type of property insurance protects a builder or owner against damage that occurs to new or existing buildings that are under construction.
Commercial general liability typically provides coverage in case an injury or damage takes place on a business' property or while a business is operating. For instance, a customer could slip on the floor of your property, or an employee working at someone's home can slip and cause damage.
Tools and equipment insurance is a type of inland marin insurance that provides coverage if essential and expensive tools get destroyed or stolen. You can add this as a supplement to your insurance policy to typically cover heavy and rare equipment that can be difficult to replace and find.
Operating a lawn care company means you’re always on the move, transporting heavy equipment, and often risking injury or damage to client property. We recommend the following coverages to include in your comprehensive insurance plan:
To get the best rates on these coverages and more, complete the request a quote form. Our service team will get you set up with a free consultation and match you with a provider that can tailor a policy to your business needs and let you look forward to sunny days.
Something many businesses don't know is that commercial insurance carriers have preferences for which types of businesses they insure.
The problem for most business owners is that they don't know which carrier is the best fit for their business, leading to high premiums or declined applications for coverage .
The 321 LaunchPad is connected to the largest network of commercial insurers available anywhere. We match your business with a qualified insurer so you get the right coverage for a fair price.