Concrete and Foundation Contractor’s Insurance

Concrete and Foundation Contractor’s Insurance

As a concrete or foundation contractor, you’re often one of the first to operate on a new construction site, and your work needs to hold up from start to finish. No matter how careful you are or how good a job you might do, there may be issues that occur during any phase of building or years down the road that you might be blamed for. In those types of situations, it’s necessary to have the right contractor’s insurance policy in place to legally and financially safeguard your business.

What kinds of insurance do concrete contractors need?

The scope of your business and the typical nature of your projects will affect the specific types of coverage you need. But commercial liability is the cornerstones of a comprehensive insurance plan for many concrete and foundation businesses.

Commercial general liability is meant to protect you in cases of bodily injury to third parties or damage to property caused by your operation. Depending on the state, you may be legally required to hold this type of coverage.

Your insurance provider may also recommend the following coverages:

• Worker’s compensation insurance
• Commercial auto insurance
• Equipment breakdown coverage

To get a better sense of what policies you need, complete the request a quote form today. We’ll connect you with a qualified provider that will tailor a plan to your business needs at a price that fits your budget.