Errors & Omissions Insurance Coverage: Occurrence Insurance Coverage
An occurrence policy covers losses that take place during the policy term, no matter when the loss is reported to the insurance company. In other words, a loss can typically be reported after a term has expired, but it has to have occurred during the policy term.
What Types of Businesses Should Consider Occurrence Policy (E&O) Insurance?
Since occurrence policies do not have limits to when losses can be reported (unlike claims-made policies), occurrence policies tend to be preferred by businessowners,
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