Commercial Umbrella Insurance

Commercial Umbrella Insurance Coverage: Free Quote in Minutes

All businesses have insurance policies in place to safeguard themselves from the liabilities and risks that they face, and each of those comes with a specific set of terms, limits, and exclusions. Commercial umbrella insurance, otherwise known as umbrella liability, acts as a safety net when those terms and limits are exceeded. In other words, commercial liability fills in coverage gaps to provide additional insurance protection when a business needs it most. If you’re in the market for commercial umbrella insurance, or you have questions about whether your current coverage is sufficient for your business, request a free consultation through our LaunchPad quote tool. We’ll connect you to a qualified agent that can guide you toward the right insurance plan.

Commercial Umbrella Coverage Basics

Businesses that benefit from having umbrella liability are usually those who are already required to have high coverage limits or who face higher-than-average risk. Standard commercial umbrella insurance acts as a supplement to commercial general liability and covers the same types of exposures, including:

• Bodily injury to third parties
• Accidental property damage
• Personal and advertising injury
• Legal expenses

In expanded circumstances, commercial umbrella insurance can also be used to supplement commercial auto, worker’s compensation, and other types of commercial insurance. To get extra security for your business in the form of commercial umbrella liability, complete our quote request form today. You’ll receive a free rate comparison to ensure you get the best price and the answers you need to build a commercial umbrella plan you feel comfortable taking shelter under.