Errors & Omissions Insurance: Claims Made Policy

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Errors & Omissions Insurance Coverage: Claims Made Insurance Coverage

Claims-made policies provide coverage for losses that happen during the policy period and that are reported within the extended reporting period and after the retroactive date. (The extended reporting period is the timeframe after the policy's expiration when the insured can still report claims that happened during the policy period; the Retroactive Date is a specific date that a policy's coverage begins),

What Types of Businesses Should Consider Claims-Made Policy (E&O) Insurance?

Insurance policies such as errors and omissions, medical malpractice, employment practices liability, and directors and officers insurance can be claims-made policies,

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Something many businesses don't know is that commercial insurance carriers have preferences for which types of businesses they insure.

The problem for most business owners is that they don't know which carrier is the best fit for their business, leading to high premiums or declined applications for coverage .

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