The hospitality industry is all about creating amazing experiences for guests. Whether you’re providing food, drinks, lodging, or fun, your focus is always on keeping them safe and happy. Striving to provide safety and happiness includes managing your commercial exposures such as injuries that occur on your premises, security breaches, food contamination, and more.
To be free to devote your full attention to your patrons, you need the financial protection of a comprehensive insurance plan to help when issues arise. We allow you to shop policies from several of the nation’s top hospitality insurance carriers all in one place, allowing you to find the right coverage at a price that fits your budget.
Commercial general liability typically provides coverage in case an injury or damage takes place on a business' property or while a business is operating. For instance, a customer could slip on the floor of your property, or an employee working at someone's home can slip and cause damage.
Cyber liability insurance provides coverage against financial losses and accompanying liability due to a data breach. Examples can include paying for costs associated with recovering/repairing lost data, recovering computer systems, notifying customers of data breaches, providing legal defense, and regulatory fines.
E&O is a kind of professional liability insurance that can protect employees and companies from claims against negligent work and mistakes made in professional advice or services given. See Professional Liability
Employment Practices Liability Insurance typically covers companies from claims by employees alleging such wrongful acts as discrimination, wrongful termination, sexual harassment, and other employment-related issues.
Liquor liability insurance generally covers businesses that serve, manufacture, and sell alcoholic beverages as part of their daily operations from legal fees and medical costs associated with property damage or bodily injury caused such business operations.
Hospitality insurance is a broad category for policies that mainly include coverage for accommodation-based businesses like hotels and B&Bs, foodservice businesses like restaurants and bars, and social venues like nightclubs. The kind of coverage you need will vary based on which of these categories your business falls into and the services you provide.
Depending on their assessment, your provider may recommend some or all of the following coverages:
To learn more or get started building your policy, complete the quote request form today. You’ll receive a free consultation and get connected to a qualified hospitality insurance provider that can put you on the road to securing your business.
Something many businesses don't know is that commercial insurance carriers have preferences for which types of businesses they insure.
The problem for most business owners is that they don't know which carrier is the best fit for their business, leading to high premiums or declined applications for coverage .
The 321 LaunchPad is connected to the largest network of commercial insurers available anywhere. We match your business with a qualified insurer so you get the right coverage for a fair price.